Insurance and payment
Dental insurance and payment options at our dental clinic
Our dental clinic works with HMO providers to help maximize your benefits and keep dental care affordable. Our team checks your coverage before your dentist appointment.
HMO providers accepted at our dental clinic
We are proud to work with these trusted HMO providers to make quality dental care accessible at our Ota and Magboro dental clinics.
- THT
- AXA
- Hygeia
- Leadway
- Reliance
- United Health Care
- Bastion
Your provider is not listed
We may still be able to work with your insurance provider. Contact our office to discuss your specific plan and coverage options, and our team will tell you what is possible.
How insurance verification works at our dentist office
- 1
Share your plan details
Give our team your HMO provider name and your membership details when you book by phone, WhatsApp or the online calendar.
- 2
We verify your benefits
Our team verifies your insurance benefits before your appointment and explains what is covered.
- 3
You receive an estimate
The dentist and front desk explain your coverage and any out-of-pocket cost you can expect before treatment starts.
- 4
We handle the claim
Our team submits the documentation to your insurance provider on your behalf after treatment.
What dental insurance and HMO plans commonly cover
Every HMO plan sets its own benefits, limits and approval rules. The guide below describes how plans usually treat common dental care, and our team confirms the exact details for your plan.
Preventive dental care
Routine check ups, scaling and polishing and digital X-rays are the treatments plans most often include. Ask your HMO how many cleanings your plan allows each year.
Read the treatment guideFillings and extractions
Many plans include simple fillings and simple tooth extractions, often with limits on the number of teeth or surfaces. Complex surgical cases such as impacted wisdom teeth are frequently handled differently.
Read the treatment guideRestorative treatment
Crowns, bridges, dentures and root canal treatment may need pre-authorization or fall outside basic cover. Check your plan benefit schedule before you commit.
Read the treatment guideOrthodontic and cosmetic care
Braces, aligners, veneers and teeth whitening often carry limited cover or none. Our dentists explain your options and costs during a consultation.
Read the treatment guide
Prepare for your insured dental visit
A little preparation helps our front desk verify your benefits quickly and keeps your out-of-pocket cost clear. Bring or share the following when you book a dentist appointment.
- Your HMO provider name and membership or enrollee number
- A valid photo identification
- Any authorization or referral code your plan requires
- Your plan benefit summary, if you have a copy
- A list of the treatments you want to ask about
Insurance terms explained
- Benefit limit: the amount or number of visits your plan pays for in a year
- Pre-authorization: approval from your HMO before certain treatments begin
- Out-of-pocket cost: the part of the bill that your plan does not pay
- Claim: the request our team sends to your insurer for payment
Payment options at our dental clinic
Cash and cards
We accept cash and credit cards at both dental clinics.
Flexible payment plans
Our team works with you to find a payment solution that fits your budget.
In-house dental plan
Patients without insurance can ask about our in-house dental plan, which provides discounts on many procedures.
Where to use your dental insurance
Dental clinic in Ota
Biskotech Plaza, No 3, Omolade Oguntade Crescent, Behind Just Rite Super Stores, Off Idiroko, Ota, Ogun StateCall 0913 311 8567 to confirm your plan before you visit.
Dental clinic in Magboro
Alhaji Agba Bus Stop, Beside Access School, Magboro Road, Magboro, Ogun StateCall 0913 311 8567 to confirm your plan before you visit.
FAQ
Dental insurance and payment questions
Which HMO providers does your dental clinic work with?
We work with THT, AXA, Hygeia, Leadway, Reliance, United Health Care and Bastion. Contact our office if your provider is not listed, because we may still be able to help.
How do I know if my treatment is covered?
Our team verifies your benefits before treatment and gives you an estimate of coverage. We explain what is covered and any out-of-pocket costs you can expect.
How do I submit a dental insurance claim?
We handle the insurance claim submission for you. Our team sends all necessary documentation to your insurance provider on your behalf.
Do you offer payment plans?
Yes. We offer flexible payment plans to make dental care more affordable, and our team works with you to find a solution that fits your budget.
What if I do not have dental insurance?
We offer competitive pricing for patients without insurance. Ask about our in-house dental plan, which provides discounts on many procedures.
Does my HMO plan cover braces or teeth whitening?
Cosmetic and orthodontic treatment is often limited under HMO plans, and coverage depends on your specific plan. Our team will check your benefits and explain your options before you decide.
Can I use my insurance at both dental clinic locations?
Our Ota and Magboro dental clinics share the same team standard and the same phone line. Call 0913 311 8567 and our team will confirm how your plan applies at the location you choose.
Questions about your dental coverage
Our team helps you understand your benefits and make the most of your insurance. Call, message us on WhatsApp or book online.